LIBF Certified Mortgage Adviser 

Your mortgage advice is backed by a LIBF Certified Mortgage Adviser accreditation, showing recognised expertise, professional standards and a commitment to giving trusted mortgage advice. 
 

Rachel Kirk (CeMAP), Managing Director 

I always say to my clients that I have spent half my life being a mortgage broker: over 24 years in the financial services industry. Starting at Leeds Building Society and then working for a number of leading estate agents means that I’ve experienced the job in all its facets, and getting to know my clients and helping them is the best part of what I do. 
 
Whether it be mortgages or protection, I’ve learned that establishing a strong relationship is built on clear communication and understanding. Listening to what people want and helping them find what fits their needs creates an invaluable feeling of security for both of us. I am proud to see clients return to see me time again and trust me to just do my job. 

Kerry Cooke, Administrative Assistant 

Kerry joins HomeLife Financial Solutions Ltd with a wealth of administrative experience and strong sense of customer service. Her time working as a wedding coordinator for a local hospitality business gave her a love for building client relationships and appreciating the true value of effective communication and strong listening skills. 
 
As our first point of contact, either over the phone or as clients visit us for their appointments, Kerry offers that calm and consistent voice. Her work tracking cases and communicating regularly with lenders, conveyancers, estate agents and protection provider means that she has a thorough insight into each client's application and has a firm handle on the day-to-day business of HomeLife Financial Solutions Ltd. 

Kathryn Whittingham (CeMAP), Operational Support 

Kathryn provides valuable operational support, working on anything and everything that the day to day running of a broker firm brings about. Her English teacher background and time spent working in education means she brings that creative energy to the operational aspects of HomeLife Financial Solutions Ltd. 
 
Combined with her CeMAP qualifications and experience as a Mortgage and Protection Adviser, she is perfectly positioned to support the business in the best interest of the clients and our team of advisers. And through effective marketing, Kathryn ensures HomeLife Financial Solutions Ltd remains true to its brand of expertise with secure and informative customer service.  

Karen Baxby (CeMAP), Trainee Mortgage and Protection Adviser 

Karen joins HomeLife Financial Solutions Ltd as a qualified Mortgage and Protection Adviser with over ten years' experience as a broker. With time away from financial services, she is thrilled to return to the industry and take the role as Trainee Mortgage Broker to begin honing her knowledge and skills once again as an experienced adviser. 
 
Her time spent working closely with clients and building trusting relationships is shown in her empathetic and calm nature. Karen understands how important it is to create a comfortable environment for clients and is really looking forward to getting to know new clients and developing a strong reputation at HomeLife Financial Solutions Ltd. 

Oscar Kirk, Head of Security (17.01.2011 - 28.03.2026) 

At a remarkable age, Oscar takes his role of Head of Security very seriously. If caught between napping, his experience in defensive barking at passers-by is put into practice and can be heard proudly from across the estate yard. He brings a skill-set of intrusive sniffing and arm nudging, and when he is not watching diligently out of the window, he will be guarding the fridge and its contents, fast asleep. 

Rachel Kirk, Managing Director 

I always say to my clients that I have spent half my life being a mortgage broker: over 24 years in the financial services industry. Starting at Leeds Building Society and then working for a number of leading estate agents means that I’ve experienced the job in all its facets, and getting to know my clients and helping them is the best part of what I do. 
 
Whether it be mortgages or protection, I’ve learned that establishing a strong relationship is built on clear communication and understanding. Listening to what people want and helping them find what fits their needs creates an invaluable feeling of security for both of us. I am proud to see clients return to see me time again and trust me to just do my job. 

Karen Baxby (CeMAP), Trainee Mortgage Broker 

Karen joins HomeLife Financial Solutions Ltd as a qualified Mortgage and Protection Adviser with over ten years' experience as a broker. With time away from financial services, she is thrilled to return to the industry and take the role as Trainee Mortgage Broker to begin honing her knowledge and skills once again as an experienced adviser. 
 
Her time spent working closely with clients and building trusting relationships is shown in her empathetic and calm nature. Karen understands how important it is to create a comfortable environment for clients and is really looking forward to getting to know new clients and developing a strong reputation at HomeLife Financial Solutions Ltd. 

Kathryn Whittingham (CeMAP), Operational Support 

Kathryn provides valuable operational support, working on anything and everything that the day to day running of a broker firm brings about. Her English teacher background and time spent working in education means she brings that creative energy to the operational aspects of HomeLife Financial Solutions Ltd. 
 
Combined with her CeMAP qualifications and experience as a Mortgage and Protection Adviser, she is perfectly positioned to support the business in the best interest of the clients and our team of advisers. And through effective marketing, Kathryn ensures HomeLife Financial Solutions Ltd remains true to its brand of expertise with secure and informative customer service. 

Kerry Cooke, Administrative Assistant 

Kerry joins HomeLife Financial Solutions Ltd with a wealth of administrative experience and strong sense of customer service. Her time working as a wedding coordinating for a local hospitality business gave her a love for building client relationships and appreciating the true value of effective communication and strong listening skills. 
 
As our first point of contact, either over the phone or as clients visit us for their appointments, Kerry offers that calm and consistent voice. Her work tracking cases and communicating regularly with lenders, conveyancers, estate agents and protection provider means that she has a thorough insight into each client's application and has a firm handle on the day-to-day business of HomeLife Financial Solutions Ltd. 

Oscar Kirk, Head of Security (17.01.2011 - 28.03.2026) 

At a remarkable age, Oscar takes his role of Head of Security very seriously. If caught between napping, his experience in defensive barking at passers-by is put into practice and can be heard proudly from across the estate yard. He brings a skill-set of intrusive sniffing and arm nudging, and when he is not watching diligently out of the window, he will be guarding the fridge and its contents, fast asleep. 
 
 
 
 
Client Testimonials 
"Thank you so much for arranging our first mortgage and for all your advice along the way. Your team is amazing and we cannot thank them enough!."  
Mrs S, Pontefract 
28/11/2025 
 
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Get in touch 
Our offices are based in The Walled Garden of the beautiful Nostell Estate, just six miles from the centre of Wakefield and close to the M62. This prestigious and picturesque location is home to a thriving business community set amongst National Trust Yorkshire Parkland. We highly recommend visiting us to discuss your requirements and enjoying the spectacular surroundings in the process. To book an appointment, please contact our team on 01977 803654 or fill in our contact form. 
Contact us today
Get in touch 
Our offices are based in The Walled Garden of the beautiful Nostell Estate, just six miles from the centre of Wakefield and close to the M62. This prestigious and picturesque location is home to a thriving business community set amongst National Trust Yorkshire Parkland. We highly recommend visiting us to discuss your requirements and enjoying the spectacular surroundings in the process. To book an appointment, please contact our team on 01977 803654 or fill in our contact form. 
Contact us today