Income Protection 

Who will walk the dog if an injury or illness stopped you from working? 
 
It’s not often we sit and think how being unable to work would affect the necessities of our everyday life and our ability to pay. We move through life without considering how we would cover the extra cost of... 
 
running the car to medical appointments 
a dog walker 
childcare 
increased utility bills from being at home more 
hospital parking 
prescriptions 
physiotherapy 
 
As our needs can increase when we unable to work, an income protection policy pay out every month not only helps you maintain your normality without worry, it can help support the extra necessities you never anticipated. 
 
Income Protection (IP) is not a one-off lump sum pay out like other well-known protection policies: it offers a flexible, long-term policy that pays a proportion of your income if you are unable to work or lose earnings due to illness or injury. As you can claim on the policy multiple times, it gives continued peace of mind that the day-to-day costs can be supported for any period in which you need to claim. 

Extra Benefits and Support Services 

Offering more then just financial support, IP policies can also come with a range of extra benefits and support services, helping you get the support you need when you need it most. Rehabilitation support and hospitalisation payments are just a couple example, with IP providers recognising that people’s needs at such times extend beyond money in their bank account to provide a sense of security. 
 
 
Think carefully before securing any other debts against your home. 
 
Your home may be repossessed if you do not keep up repayments on a mortgage or other debts secured on it. 
 
You may be charged a fee for mortgage advice. The precise amount will depend on your circumstances. 
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