What is a Mortgage Broker?
When we meet clients for the first time, we make a point of explaining that a broker at HomeLife is a little different to a mortgage adviser that you may find at a local bank or building society. We may have all carried out the same qualifications but as a mortgage and protection broker, you are in a position to look at a range of lenders as oppose to the rates offered by the bank or building society you work for, only.
To take this a step further, we often explain that from broker to broker the client service can vary as not all brokers are able to look at the whole of the market and are restricted to a small panel of lenders. It is important that when someone steps into a first meeting about their mortgage, they understand the bigger picture of who they are choosing to arrange their mortgage through; the potential restrictions to the service they can offer and if there may be a benefit to going elsewhere.
"HomeLife is able to offer mortgages from a comprehensive range of lenders across the market."
What can HomeLife offer?
As whole of market brokers who work for the largest network in the UK, HomeLife is able to offer mortgages from a comprehensive range of lenders across the market. Naturally, this means that our job is to take all of the facts necessary and find a lender that suits your needs.
With a comprehensive range of lenders available to us, it also means we are able to make comparisons between more products and find a more favourable rate of interest for our clients—which is music to anyone’s ears.
At the point of making an application for a mortgage, we have married our client’s needs with the lender’s criteria; so that when we hit ‘submit’ on the application, our client feels confident that the mortgage that has been advised to them is suited to their needs, which feels far more reassuring as the option of different lenders has been made available to them in the first place.
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